New York Used Car Taxes and Fees

When purchasing a new or used car in New York it is important to understand the different kinds of fees that you may be required to pay.  Some are required by the state and some by your dealer or others and some you may choose to pay.

Here are typical fees:

DMV or State Fees
	Title Transfer Fee	$10
	Registration / Tag Fee	$25
	Sales Tax	Depends	The Sales Tax depends upon your vehicle's purchase price and your location. Find out more about your Jurisdiction Rate here.
	Vehicle Use Tax	Depends	Some counties in New York must pay a vehicle use tax when registering or renewing a passenger vehicle. Look up your county here.
Dealership Fees
	Documentation Fees	No specific limit.	Charged to cover administrative costs of the dealer related to the title, registration and other paperwork. Find out the fee early in the buying process as it may be significant.
	Trade-in Fees	Negotiable
	Warranty Fees		Usually a basic warranty comes with the purchase of your vehicle. Your dealership may encourage you to buy extended warranties.
	Credit Insurance Fees
	Advertising Fees	Negotiable	Check your invoice to see if your dealer is adding on fees related to their advertising. Usually you can negotiate these down or completely out.
Miscellaneous
	Vehicle History Report Fees	Depends	It is highly recommended to get a history report when purchasing a used car. If your dealer doesn't provide this for you, there are plenty of private firms that you can use. Refer to Vehicle History Reports for more information.
	Private Sales Fees
	Pre-sale inspection	Depends	A pre-sale inspection is often done when purchasing a used car.  The purchaser is usually responsible for these fees. However, they may be well worth it if they uncover flaws that discourage you from buying the car.