When purchasing a new or used car in New York it is important to understand the different kinds of fees that you may be required to pay. Some are required by the state and some by your dealer or others and some you may choose to pay.
Here are typical fees:
| DMV or State Fees | |||
| Title Transfer Fee | $10 | ||
| Registration / Tag Fee | $25 | ||
| Sales Tax | Depends | The Sales Tax depends upon your vehicle's purchase price and your location. Find out more about your Jurisdiction Rate here. | |
| Vehicle Use Tax | Depends | Some counties in New York must pay a vehicle use tax when registering or renewing a passenger vehicle. Look up your county here. | |
| Dealership Fees | |||
| Documentation Fees | No specific limit. | Charged to cover administrative costs of the dealer related to the title, registration and other paperwork. Find out the fee early in the buying process as it may be significant. | |
| Trade-in Fees | Negotiable | ||
| Warranty Fees | Usually a basic warranty comes with the purchase of your vehicle. Your dealership may encourage you to buy extended warranties. | ||
| Credit Insurance Fees | |||
| Advertising Fees | Negotiable | Check your invoice to see if your dealer is adding on fees related to their advertising. Usually you can negotiate these down or completely out. | |
| Miscellaneous | |||
| Vehicle History Report Fees | Depends | It is highly recommended to get a history report when purchasing a used car. If your dealer doesn't provide this for you, there are plenty of private firms that you can use. Refer to Vehicle History Reports for more information. | |
| Private Sales Fees | |||
| Pre-sale inspection | Depends | A pre-sale inspection is often done when purchasing a used car. The purchaser is usually responsible for these fees. However, they may be well worth it if they uncover flaws that discourage you from buying the car. | |