How to Apply for a Vehicle Title in Texas: A Step-by-Step Guide
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A car title is a document that proves legal vehicle ownership, and you need one for several reasons. Texas doesn't issue a car title automatically after you purchase a vehicle. You can get one by completing a title application.
Understanding Vehicle Titles in Texas
The state issues a vehicle title to prove ownership rights. A title contains unique details about a car, including:
- Vehicle identification number (VIN)
- Make, model, and year
- Issue date
- Owner's name and address
- Odometer reading
You'll need the title if you decide to sell the car. It's also required to register the vehicle and get a license plate. You can visit your local motor vehicle department to register your car.
Eligibility Requirements for Applying for a Title
You'll need to complete an application for Texas title and registration to title your vehicle. The good news is the process is relatively simple with few requirements. Texas doesn't have an age requirement to title a car, but you must show a state-issued ID when applying for a title. Texas also doesn't require residency to apply for a Texas car title.
Who Needs to Apply for a Texas Application for Title?
Title applications are always required when buying and selling cars in Texas. In most cases, the sellers complete them, though the buyer may have to take care of them in specific situations. The important thing to know is they're always necessary for every motor vehicle transaction.
- New Vehicle Owners
When you purchase a new vehicle from a dealership, they will apply for a title on your behalf. The documents you receive when buying a car will include proof that they submitted a title application for your new car. All retail sales work this way.
- Used Vehicle Owners
A dealer will also submit your car title application when buying a used car. However, if you purchase a vehicle from a private party, you'll have to apply for the title.
- Title Transfers
There are times when people transfer cars from one person to another. For example, if you give your car to a friend, your friend must apply for a title. All title transfers in Texas require title applications.
- New Residents to Texas
Anyone who moves to Texas has 30 days after moving there to transfer their title.
Steps to Apply for a Vehicle Title in Texas
Are you ready to apply for a title in Texas? Follow these steps.
Gather the Necessary Documents
You'll need:
- A bill of sale: This document has the details about the car's sale.
- Vehicle inspection report: A VIR proves the car had a recent inspection and is safe to drive.
- Proof of insurance: Titling a vehicle requires having liability insurance at a minimum
If you purchase a used car without a loan, you should receive the current title after the seller signs it. If you have the title, bring it when applying for a new title.
Complete the Texas Title Application Form 130-U
Next, complete the application, which is a Form 130-U. This form contains two pages; the first you must fill out, and the second is instructions.
Pay the Required Fees
You'll incur several fees when applying for a title. The first is the title fee, which is either $28 or $33, depending on your county. The second fee is motor vehicle sales tax, which is 6.25% of the purchase price. Some will incur penalty fees for failing to title the vehicle within 30 days.
Submit the Application to the County Tax Assessor-Collector
The county tax office will process the application once you complete all these steps. Check your local government's website for the nearest location to you.
Wait for the Title Processing and Approval
A title application takes around 20 days to process. If you haven't received the title within 30 days, contact your local county tax assessor-collector to ask about the status.
Receive Your Vehicle Title
The title will come in the mail if you don't have a loan. With a loan, the lienholder receives it and holds it until you pay off the car loan. The title proves ownership rights. You'll need it if you decide to sell the vehicle, so store it somewhere safe.
Required Documentation and Fees for a Title Application in Texas
An application for Texas title and or registration requires:
- A bill of sale
- Proof of insurance
- A VIR
- State-issued ID
- Odometer reading
The county tax office needs the application and fees before processing it.
Submitting Your Texas Title Application and Timelines
The Texas Department of Motor Vehicles handles title applications and transfers. Here are a few helpful tips:
- All vehicle purchases need the title application process.
- You have 30 days to complete it.
- The process and requirements vary slightly by situation.
Visiting the state's website is always helpful. It provides information about the titling process and other services relating to car ownership.
Completed Your Title Application? Get Your Car Insurance Today!
Titling a car requires proof of insurance, and EverQuote can help with that. We offer custom quotes from many insurance providers, helping you find the best coverage and rates for your zip code and car. Getting a quote is simple and fast.