How to Transfer a Car Title in Virginia: A Step-by-Step Guide
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Thinking about selling your old car in Virginia? Did you just buy a vehicle or get one as a gift and need to register it in your name? When a car changes hands in Virginia, the certificate of title needs to be transferred to the new owner. While transferring a car title in Virginia is a relatively straightforward process, there are a few important steps to follow to facilitate a smooth and legal transfer of ownership.
Gather Necessary Documents
The first thing to do to transfer a car title in Virginia is to gather all the necessary documents. Here's what you'll need:
- Vehicle title: You must have the original vehicle title to make the transfer happen. If it's lost or damaged, you'll have to get a replacement from the Virginia DMV.
- Proof of ID: Both the buyer and seller will show valid ID, like a driver's license or any state-issued ID.
- Proof of purchase price: This can be a buyer's order, bill of sale, or the sale price written on the title. For gifted or donated vehicles, the title should say "gift," and you might need to fill out the Purchaser's Statement of Tax Exemption form.
- Odometer reading: The seller must note the vehicle's current mileage on the title. If there's no specific spot for this on an out-of-state title, you'll have to submit an Odometer Disclosure Statement.
- Lienholder info (if applicable): If there's a loan on the vehicle, you'll have to document the lienholder's info, and they might need to release the lien before transferring the title.
Complete the Title Transfer Form
In Virginia, you must complete Form VSA 17A ᅳ the Application for Certificate of Title and Registration. This form asks for details like the vehicle's identification number (VIN), make, model, and your personal information as the new owner. Make sure the form is filled out accurately and completely to avoid delays.
Ensure Both Parties Sign the Title
Both the buyer and the seller must sign the vehicle title to make the transfer legally binding. The seller's signature is required to release ownership, while the buyer's signature affirms acceptance of the transfer. Double-check that all information is filled out correctly; errors can delay the transfer process. If the car has a lien, the lienholder's signature may also be required.
Alternative Steps Without the Title
Lost the title? If the original vehicle title is lost, damaged, or otherwise unavailable, you can still transfer ownership, but you will need to take a few extra steps:
- Obtain a duplicate title: To start, the current owner must request a duplicate title from the Virginia DMV by submitting Form VSA 67 (Application for Replacement and Substitute Titles). A fee will apply, and if there's an active lien on the vehicle, the lienholder will need to authorize the release.
- Provide additional documentation: If a duplicate title cannot be obtained (e.g., if the title is in the possession of a previous owner or lienholder), gather other forms of proof of ownership. This could include a notarized Bill of Sale, previous registration documents, or an Affidavit in Lieu of Title.
- Submit the documents to the DMV: Bring the completed forms and supporting documents to the DMV. The process may take longer than a standard title transfer, especially if more verification is needed.
- Complete the title transfer: Once the DMV verifies the documents, the title transfer can proceed, allowing the new owner to register the vehicle in their name.
Understand the Associated Fees
Title transfer fees in Virginia generally cost $15, but if you’re also registering the vehicle, you’ll face additional fees. Car registration costs, if necessary, are determined by the vehicle's weight, starting at $30.75 and going up for heavier vehicles. A sales and use tax may be applied unless you meet exemption criteria, for which proper documentation is required. Other fees, such as emissions fees or highway use fees, might also be applicable depending on your vehicle and location.
Always check the Virginia DMV's website for the latest fee information to avoid surprises.
Determine if Vehicle Registration is Required
In most cases, transferring the title also requires registering the vehicle in your name. If the vehicle is already registered in Virginia and the registration is still valid, you may not need to register it again until renewal is due. However, if the registration has expired or you’re bringing the car in from out of state, you'll have to complete a new registration. The Virginia DMV will require proof of insurance and the completion of a vehicle safety inspection before issuing new registration plates.
Special Scenarios
The following are two special scenarios that can come with a unique title transfer process.
Transferring a Title from a Deceased Owner
If the vehicle’s owner has passed away, the title transfer process varies depending on whether there's a will. For vehicles with a named heir, present the original title, a copy of the death certificate, and the Executor of Estate form to the DMV. In cases without a will, additional paperwork may be required, such as an Affidavit of Heirship.
Gifting a Vehicle to a Family Member
When gifting a vehicle, you'll still need to transfer the title to the new owner. Mark "gift" on the title and complete the Purchaser's Statement of Tax Exemption form to avoid paying sales tax. The process follows the same steps as a standard transfer, except for noting it as a gift to qualify for tax exemption.
New Car? Don't Forget to Get Your Car Insurance
Once the title is transferred and the car is officially yours, it's time to make sure you're adequately covered. Let your current insurer know about the change, or if you’re switching vehicles, consider shopping around for a new policy.
Using EverQuote's comparison tool, you can quickly explore and compare several Virginia car insurance options to find a policy that offers the best value for your new ride. The process is simple and can help you save money on auto insurance in Virginia, allowing you to secure the right coverage for your vehicle.